Risk Scoring

Understand how the risk score, IP risk score, and risk subscores are generated, and how to calibrate your response to them.

  • Risk Scores

    The minFraud services return an overall risk score, which takes into account a number of risk factor scores. Each of these scores represents the likelihood that a transaction is fraudulent. You can...

  • Overall Risk Score

    The overall risk score, usually just referred to as "the risk score," is minFraud's most actionable output. It is returned by all minFraud services. The risk score is given as a percentage ranging ...

  • Risk Score Reasons

    Risk score reasons are a set of data that provide you with specific and understandable reasons for why a risk score is high or low. This data is exclusive to the minFraud Factors service. Learn mor...

  • Set Thresholds for Risk Scores

    In order to leverage the minFraud web services for automation, many users take action based on certain thresholds for the risk score or scores, in conjunction with various risk data outputs. In the...

  • Velocity Checks

    The minFraud services check the velocity of changing transaction data linked to IP addresses and devices. For example, if many different email addresses are sighted on a single IP address, the serv...

  • Risk Factor Scores

    The risk factor scores are all taken into account when the overall risk score is calculated. These scores break down the overall risk score into the risk of the transaction when specific pieces of ...

  • Device Risk Scores

    The device scores are risk factor scores that indicate the risk associated specifically with the device and related inputs only. There are device risk scores for: the IP address, chargebacks asso...

  • Email Risk Scores

    The email risk scores are risk factor scores that indicate the risk associated specifically with the email inputs only. There are email risk scores for: the email address, the email domain (everyt...

  • Billing and Shipping Risk Scores

    The billing and shipping risk scores are risk factor scores that indicate the risk associated specifically with billing and shipping inputs only. There are risk factor scores for: the billing addr...

  • Credit Card Risk Scores

    The credit card risk scores are risk factor scores that indicate the risk associated specifically with the credit card inputs only. There are credit card risk scores for: the issuing bank or insti...

  • Order Detail Risk Scores

    The order detail risk scores are risk factor scores that indicate the risk associated specifically with order detail inputs. There are order detail risk scores for: country mismatches between bil...