The device scores are risk factor scores that indicate the risk associated specifically with the device and related inputs only. There are device risk scores for:
- the IP address,
- chargebacks associated with similar IP addresses,
- devices,
- browser information,
- and the countries that transactions are IP geolocated to.
These risk factor scores will only be returned if you are passing various device related inputs. The IP risk score is returned in all minFraud services, but the other device risk scores are only returned in minFraud Factors queries.
Like all risk factor scores, device risk scores are given as a percentage ranging from 0.01 to 99. For example, an IP risk score of 15.40 means that the transaction has a 15.4% chance of being fraudulent based on the IP address alone.
If you're using device risk scores for manual review as a minFraud Insights or Factors customer, you may also find it helpful to consult the device and IP risk data to give you a better picture of the transaction. Learn more about risk data related to the device, IP risk reasons, IP geolocation, IP anonymizers, and network traits.
IP risk score
The IP risk score is the only risk factor score that is available in all minFraud services: Score, Insights, and Factors. The IP risk score can be helpful in determining whether the risk score for a transaction is high because the transaction was conducted using a risky IP address. This can be helpful for manual review or if your business sees fraud linked to suspicious IPs and anonymizers.
minFraud Insights and Factors customers can get additional context about the reason for a high IP risk score using the IP risk reasons output, which is part of our risk data. Learn more about IP risk reasons.
The IP risk score may be returned when you pass the IP address as an input to any of the minFraud services. Read the API specification for the IP address input on our developer portal:
Chargeback risk score
The chargeback risk score is the risk associated with chargebacks that have been received from IP addresses on similar networks. This risk score is specially calibrated to your account and to the individual shop ID for transactions.
If you see a higher chargeback score, it may mean that customers on similar IP networks have been using stolen credit card information on your site. If the chargeback score is higher than you would have expected, you can check the IP network trait data to see if the network seems consistent with the customer's previous transaction history. Learn more about network trait risk data.
The chargeback risk score may be returned when you pass the IP address as an input, and report transactions, to the minFraud Factors service. Learn more about reporting transactions. Read the API specification for the IP address input on our developer portal:
Device risk score
The device risk score is the risk associated with the device used to conduct the transaction.
If you see a higher device risk score, it may mean that the customer is cycling through a lot of IP addresses, which may be an indication of increased risk. If the device risk score is higher than you would have expected, you can check device risk data, like device confidence, to see how confident we are that we have identified a unique device. Learn more about device risk data.
The device risk score may be returned when you pass the IP address as an input, and have device tracking enabled, for the minFraud Factors service. Learn more about device tracking. Read the API specification for the IP address input on our developer portal:
Browser risk score
The browser risk score is the risk associated with the browser information of the transacting device alone.
If you see a higher browser risk score, it may mean that the browser language and other characteristics are unusual or associated with a higher risk. If the browser risk score is higher than you would have expected, you can check the browser language against other customer details to see if their browser preferences are consistent with what you know of the customer.
The browser risk score may be returned when you pass the browser language or user agent data as an input to the minFraud Factors service. Read the API specification for the browser language and user agent data inputs on our developer portal:
Country risk score
The country risk score is the risk associated with the country that the IP address was geolocated to and the country of the billing address.
If you see a higher country risk score, it may mean that we see fraud more frequently from this country, or from the combination of the two countries in the IP geolocation and the billing address. If the country score is higher than you would have expected, you should consider whether you normally conduct business with that country.
The country risk score may be returned when you pass the IP address as an input to the minFraud Factors service. If you pass the country of the billing address, it will also have an influence on the country risk score. Read the API specification for the IP address and billing address inputs on our developer portal:
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